Free Trucking Calculators
for Owner-Operators

Estimate your cost per mile, load profit, fuel costs, truck loan payments, factoring fees, and more — all in your browser, no sign-up required.

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No data sent to any server
100% free, no account needed
Works on mobile and desktop
Instant browser-side calculations

Cost & Profit

Cost & Profit

Cost Per Mile

Calculate your operating cost per mile and break-even rate.

Best for: Owner-operators, small fleets

Cost & Profit

Load Profit

See the estimated profit and revenue per mile for a single load.

Best for: Owner-operators, dispatchers

Cost & Profit

Deadhead Cost

Find out what empty miles are really costing you per trip.

Best for: Owner-operators, dispatchers

Cost & Profit

Monthly Profit

Estimate your monthly net profit after all operating expenses.

Best for: Owner-operators

Fuel

Fuel

Fuel Cost

Estimate diesel fuel cost for any trip based on MPG and fuel price.

Best for: All truckers

Fuel

Reefer Fuel

Estimate reefer unit fuel consumption and cost for any trip.

Best for: Reefer carriers, owner-operators hauling temperature-sensitive freight

Financing

Financing

Truck Loan

Estimate monthly payments, total cost, and interest on a truck loan.

Best for: Owner-operators shopping for a truck

Factoring

Factoring

Factoring Fees

Calculate factoring fees, advance amounts, and monthly factoring costs.

Best for: Owner-operators, small fleets using factoring

Insurance

Insurance

Insurance Cost

Budget your monthly and annual trucking insurance costs.

Best for: Owner-operators, small fleet managers

Compliance

Compliance

IFTA Estimator

Estimate your IFTA fuel tax position using total miles and gallons.

Best for: Owner-operators and fleets operating in multiple states

Built for Owner-Operators and Small Fleets

Truck Cost Tools provides practical calculators to help you understand your operating costs, evaluate loads, plan financing, and budget for compliance. All tools run entirely in your browser — no data is sent to any server, and no account is required.

Results are estimates based on the numbers you enter. For tax, legal, or insurance decisions, consult a qualified professional. Read our methodology to understand how each calculator works.